Need more money / plan your spend / zero based spending plan step by step guide

Updated: May 23

A goal without a plan is just a wish, much like money, without direction it gets lost, having a plan for your money will not only save you hundreds even thousands, it will also help give you financial freedom.



I have created an easy free downloadable spending plan, you can download from www.sarahjmccracken.com/resources, this plan was inspired by the American Financial blogger Dave Ramsey, however if you would prefer you can visit their website and download there https://www.daveramsey.com/

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© 2019 By Sarah J McCracken.